API trust. Payment integrity. Evidence.Atlant Security
Fintech/PentestBY ATLANT SECURITY

FINTECH PENETRATION TESTING

Fintech penetration testing: your questions answered.

Answers about fintech test scope, operational safeguards, deliverables, timing and sample reports.

Before an engagement

What does fintech penetration testing cover?

Fintech API & tenant-boundary testing; Payment logic & transaction-state testing; Fintech cloud & workload identity testing. The agreed scope defines specific assets, roles, interfaces and exclusions.

Can you test production systems?

Use dedicated tenants, synthetic customer data and test payment rails with real settlement disabled. Agree partner-system permissions, transaction limits, rollback and release windows. Production activity must have explicit owners and a clear stop channel. Production testing requires explicit agreement; staging and production results must not be presented as interchangeable.

Is this the same as a vulnerability scan?

No. A scan can support discovery, but penetration testing validates selected weaknesses and their consequences in the authorised environment. The report should distinguish unverified observations from demonstrated findings.

Does a pentest establish compliance?

“Fintech” is a business description, not one regulatory category. DORA applicability depends on the legal entity and regulated activity; TLPT designation is a separate question. PCI DSS scope depends on payment-card data and systems. Product security testing should be planned alongside these obligations, GDPR and customer requirements.

How long does an engagement take and what does it cost?

Duration and fees depend on scope, roles, workflows, access conditions, third-party involvement and reporting/retest needs. These are agreed in a proposal rather than inferred from a generic package.

What will we receive?

An agreed coverage record, technical findings, evidence, impact limits and remediation plan. Retesting and additional operational exercises are specified in the statement of work.

Is the sample a real client report?

No. Fintech AG, every system, participant and result are fictional. The sample illustrates technical reporting without exposing client information.

What happens to the details submitted for a sample?

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What should we include in an enquiry?

Your organisation, role, high-level systems or workflows, objective and likely timing. Do not send patient records, payment data, credentials or confidential security details through the public form.

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